Insurance Broker in Gurugram
Your Local Broker On Sohna Road, Gurugram
MILES Insurance Brokers has worked from Gurugram (Gurgaon) since 2015. As an IRDAI-licensed direct broker (Reg. No. 954) we act for you, not for an insurer. We compare quotes from 16+ insurers, check wordings against your real risks and stay with you through claims. Housing societies, developers, factories in Manesar and IMT, offices in Cyber City and families across the city can walk into our Sector 47 office or simply call.
Reviewed by Vinay Jain, Principal Officer (IRDAI Reg. No. 954) · Last reviewed
Why Gurugram Clients Choose MILES
IRDAI Licence No. 954
A licensed direct broker for life and general insurance, legally bound to act in the client's interest when advising and placing cover.
High-Rise Society Specialists
We protect 350+ large housing societies, so we know RWA budgets, reinstatement values, lift risks and common-area liability claims.
16+ Insurers Compared
One conversation brings quotes from several insurers, laid side by side so you can compare price, limits and exclusions.
On-Site Across Gurugram
Our team can visit your tower, plant or office before quoting and meet the surveyor on site after a loss.
Claims Handled With You
500+ property claims settled overall and 40+ a year, with our team preparing documents and following up with insurers.
Rated 4.9 On Google
Over 2,200 clients trust us for property, health, motor and business cover, and our Google rating reflects that service.
What does an insurance broker in Gurugram do?
An insurance broker in Gurugram (Gurgaon) represents you, the buyer, rather than any single insurance company. MILES Insurance Brokers compares quotes from several insurers, checks the policy wording against your actual risk, places the cover and then supports you when a claim is made.
We are an IRDAI-licensed direct broker (Life & General), Certificate of Registration No. 954. Our head office has been on Sohna Road since 2015, so the people handling your policy know the city: its towers, its industrial belts and its monsoon.
Broker or agent: what is the difference?
An insurance agent is appointed by an insurer and sells that insurer’s products. A broker is licensed by IRDAI to act for the client and can approach any insurer in the market. For you, that changes three things.
| Point | Insurance agent | Insurance broker (MILES) |
|---|---|---|
| Who they act for | The insurer that appointed them | You, the policyholder |
| Choice of insurers | Limited to their tie-ups | Open market; we place with 16+ insurers |
| Claims | Usually refers you to the insurer | Prepares and follows up the claim with you |
Our remuneration is paid by the insurer within limits set by IRDAI, so using a broker does not normally add to your premium.
Local risks we insure in Gurugram
High-rise housing societies and RWAs
Gurugram has one of India’s densest clusters of gated high-rise societies, from Golf Course Extension Road to New Gurgaon. RWAs and maintenance agencies need building cover at the correct reinstatement value, breakdown cover for lifts, DG sets and pumps, and public liability for common areas. MILES protects 350+ large housing societies, so we know where valuations and claims usually go wrong.
Real-estate developers
Projects along Dwarka Expressway, Sohna Road and the Southern Peripheral Road need contractors’ all risk cover from the first day on site, third-party liability and policies that satisfy lender and buyer agreements. Over a two-year period we insured 24 of 30 major project launches.
Industrial units in Udyog Vihar, Manesar and IMT
Auto-component makers, garment exporters and warehouses in Udyog Vihar, IMT Manesar and the NH-48 belt face fire, machinery breakdown, burglary and transit risks. Stock levels swing month to month, so declaration-based fire cover and a marine policy for inward and outward goods often make sense.
Offices on Golf Course Road and in Cyber City
Corporate tenants need contents and electronic equipment cover, group health for staff, and liability covers such as directors’ and officers’, professional indemnity and cyber. Landlord and lease clauses often dictate minimum limits, which we check before placing.
Monsoon waterlogging
Heavy July and August rain regularly floods underpasses, basements and low-lying sectors. Basement car parks, DG rooms, lift pits and ground-floor stock are the usual losses. Make sure flood and inundation is included in your property policy, that basement contents are declared, and that vehicles carry an engine protection add-on.
Main covers we arrange in Gurugram
| Cover | Typical Gurugram buyer |
|---|---|
| Property insurance | Office owners, warehouses, shops and homes |
| Housing society insurance | RWAs, AOAs and facility managers of high-rise societies |
| Fire insurance | Factories and MSMEs in Udyog Vihar, Manesar and IMT |
| Construction insurance | Developers and contractors on new projects |
| Health insurance | Families and senior parents |
| Group health insurance | Corporates, start-ups and SMEs with staff |
| Motor insurance | Private cars, company fleets and commercial vehicles |
| Liability insurance | Companies, directors, consultants and societies |
| Marine insurance | Manufacturers, exporters and traders moving goods |
| Life insurance | Salaried professionals, business owners and families |
Why a local broker
- Accurate values: we can visit your tower, plant or office before quoting, which avoids under-insurance and the average clause at claim time.
- Faster claims: after a loss we can be on site with the surveyor, help list the damage and collect the documents the insurer will ask for.
- Market knowledge: we know which insurers are comfortable writing high-rise, construction and industrial risks in this city, and at what terms.
- Track record: 2,200+ clients, 500+ property claims settled overall and a 4.9★ Google rating.
How MILES helps
- We understand your risk through a call, a meeting or a site visit.
- We approach several insurers and compare premium, limits, deductibles and exclusions side by side.
- We check sums insured and wordings, including flood, terrorism and breakdown extensions.
- We place the cover and track renewals and mid-term changes.
- We manage claims with you, from intimation to settlement. See our claims support.
Visit or contact our Gurugram office
- Address: Unit No. 709, 7th Floor, Spaze Boulevard-1, Sohna Road, Sector 47, Gurugram, Haryana 122018
- Hours: Monday to Saturday, 10:00 to 19:00
- Phone: +91 85100 09927
- WhatsApp: +91 98182 81747
- Email: info@milesinsurance.in
Please call before visiting so the right specialist is free when you arrive. You can also send us your requirement online, and we will come back with questions and quotes. Clients in Mumbai can use our Andheri East office.
Cover, exclusions and premiums depend on the insurer’s policy wording and underwriting. MILES Insurance Brokers Pvt. Ltd. is an IRDAI-licensed direct broker (Life & General, Reg. No. 954); the insurance is issued by the insurer. Insurance is the subject matter of solicitation.